Small business owners
Working capital for payroll, inventory, marketing and slow seasons.
For Kansas City small business owners & real estate investors
Your bank said “wait.”
Kansas City doesn’t.
Business credit cards, lines of credit, SBA loans and unsecured loans. One short application shows what your business can qualify for, and a Kansas City funding advisor walks you through every option.
- ✓One application, multiple lenders and products
- ✓Startups, established businesses and investors welcome
- ✓Free review. No obligation to accept any offer
Step 1 of 3 · Takes about 60 seconds
How much funding do you need?
$10K – $50KInventory, marketing$50K – $150KEquipment, hiring$150K – $500KExpansion, property$500K +Acquisition, SBA
See What I Qualify For →No cost to apply. Your information stays private.
2,100+Clients funded
16Years in business
4+Funding products
816 · 913Local to the KC metro
Who we fund
Built for the people who keep Kansas City running
From a two-truck crew in the Northland to a rental portfolio in Midtown, we match your situation to the funding that fits it.
Real estate investors
Capital for down payments, rehabs, flips and growing a rental portfolio.
Contractors & trades
Trucks, equipment and cash flow to take on bigger jobs.
Startups & new LLCs
Credit-based funding options for businesses without years of revenue.
Find My Funding Match →
Applying is free and doesn’t commit you to anything.
Funding options
One application. Every major business funding product.
Most banks offer one or two products and a long wait. We look across lenders and products so you see options side by side.
Business credit cards
Build business credit while you spend. Popular for startups and owners who want flexible capital fast.
- Promotional 0% intro APR offers may be available
- Approval based mainly on personal credit
- Rewards on everyday business spending
Business lines of credit
Draw what you need, when you need it, and pay interest only on what you use. A safety net for cash flow.
- Reusable as you pay it down
- Covers payroll gaps and seasonal swings
- Revolving or term draw options
SBA loans
Long terms and competitive rates for established businesses. SBA 7(a) loans go up to $5 million.
- Expansion, real estate and acquisitions
- Longer repayment terms lower the monthly payment
- We help you get the paperwork right
Unsecured loans
Lump-sum funding without pledging your home or equipment. A fit for owners who need capital quickly.
- No collateral required
- Fixed payments you can plan around
- Use funds for nearly any business purpose
Also available: equipment financing, real estate investor loans, revenue-based funding and more.
How it works
From application to funded in three steps
Apply in minutes
Answer a few questions about you and your business. No paperwork piles to start.
Review your options
A Kansas City funding advisor walks you through what you qualify for, in plain English.
Get funded
Pick the option that fits. We guide you through closing so the money lands where it should.
Why owners call us first
Going it alone at the bank vs. working with us
| Walking into a bank | KC Business Funding | |
|---|---|---|
| Products | Usually one or two | Cards, lines, SBA, unsecured and more |
| Lenders | That bank only | Multiple lenders from one application |
| Startups | Often asked to come back in two years | Credit-based options for new businesses |
| Guidance | You figure it out | A local advisor from start to finish |
816 + 913One metro. Both sides of State Line.
Kansas City local
We know this town because we’ve funded it
Barbecue joints, Crossroads studios, West Bottoms warehouses, Northland contractors and Johnson County investors. We work with owners across the whole metro, Missouri and Kansas.
DowntownCrossroadsRiver MarketWest BottomsWestportBrooksideWaldoNorthlandIndependenceLee’s SummitOverland ParkOlatheKansas City, KS
Questions
Before you apply
Does it cost anything to apply?
No. The application and your funding review are free, and you’re never obligated to accept an offer.
Can I qualify if my business is brand new?
Often, yes. Business credit cards and some lines of credit are based mainly on your personal credit profile, so new LLCs and startups can still have options.
I’m a real estate investor. Is this for me?
Yes. Investors use business funding for down payments, rehab costs and growing a portfolio. Tell us about your deals in the application.
What do I need to get started?
Basic details about you and your business. If you move forward, you may be asked for recent bank statements, ID and business documents.
How fast can I get funded?
It depends on the product. Some credit-based options move in days, while SBA loans take longer because of their paperwork. Your advisor will give you a realistic timeline.
Your next move
Stop waiting on the bank.
Start building.
Join the 2,100+ business owners we’ve helped fund. It starts with one short application.
Check My Funding Options →